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competence. exclusive.

Please find listed below the most common PROPERTY INSURANCES in Germany.

None of them is required by law but quite often Personal Liability- and Household Content Insurance cover must be proven to your landlord.

They are also very supportively securing your everyday activities and those of your kids.

Legal Protection Insurance makes you feel well-prepared against unexpected claims or legal confrontations.

Personal Liability Insurance (PLI)

Highly recommended

Reimburses claims against property damage, bodily injury and financial losses unintentionally caused to a third party due to malpractice or negligence and provides protection against unauthorized claims by a third party.

Sum Insured: EUR 20 million Annual Premium: EUR 80*

Household Content Insurance (HCI)

Recommended

Covers damage to own mobile items and valuables in the insured own or rented household caused by vandalism, robbery, water, fire, smoke, wind, hail, lightning, burglary, breaking and entering.
Including theft of bikes and glass breakage.

Sum Insured: EUR 75,000 Annual Premium: EUR 190*

Legal Protection Insurance (LPI)

Recommended

Provides comprehensive precaution against future legal disputes and the necessary costs of resolving them. Included categories of cover: Private, Work, Traffic, Tenancy

Sum Insured: Unlimited Annual Premium: EUR 260*

* NOTE: Range of insurance cover may be adapted individually. Given sums insured and premiums may vary and should only be taken as an example.

Third Party Liability CAR INSURANCE* is mandatory for all automobiles to be registered in Germany.

Car Insurance: Third Party Liability (CI)

Mandatory

Reimburses claims against property damage, bodily injury and financial losses unintentionally caused by the insured car driver to a third party due to malpractice or negligence and provides protection against unauthorized claims by a third party.

Sum Insured: EUR 100 million Premium: On request*

Car Insurance: Limited and / Full Comprehensive (CI)

Recommended

Covers damage to the insured car caused by a third party or / by the car owner

Sum Insured: Depending on car Premium: On request*

  • We only provide offers for
    • Cars to be registered in Germany by a German resident
    • Planned insurance period of at least two full calendar years
    • Cars only being used for private purposes
  • We do NOT provide offers for
    • Classic cars
    • Collectibles
    • Motorbikes
    • Trucks
    • Motorhomes
    • Caravans
    • Trailers

We cannot assist vehicle registration process

GET QUOTES FOR FREE:
competence. exclusive.
email: cedam@ce-expat.com
URL: www.ce-expat.com

CONTACT DETAILS

competence. exclusive.

URL: www.ce-expat.com
Email: cedam@ce-expat.com

Phone: + 49 (0)2272 407 58 34
Mobile: + 49 (0)177 277 21 00

Claus EdamOwner:
Claus Edam
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