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Welcome to Care Concept!

Your reliable
      health insurance partner abroad

  • Foreigners in Europe
  • Germans abroad
  • Travellers worldwide
  • Undergraduate students, doctoral students and language school participants in Germany

We offer both health and travel insurance for private and business travel as well as for extended stays abroad.

Our international health insurance services cover foreign visitors in Germany. Whether you’re planning a vacation, a business trip, an educational trip or a longer-term relocation to Germany, we can provide the right insurance policy for you as well as members of you family. If you’re coming to Germany as an au pair, to study language, on a short or long term business assignment or as a student we can insure you.

We have been working in the international health insurance field for more than 11 years. Our strengths lie in the development of individual, inexpensive and integral insurance concepts, from market research to settlement of claims.

Currently we provide information in nine different languages: English, Chinese, Turkish, Spanish, French, Russian, Polish, Serbo-Croat and Portuguese.

We can insure the following individuals and groups:

  • Germans abroad
  • Foreign visitors to Europe
  • Travelers worldwide
  • Language students, doctoral and scholarship students
  • High school students on exchange programs
  • Individuals on work, travel/work, work/study programs
  • Au-pairs and demi-pairs
  • Employees of companies & institutions
  • Embassies/consulate workers
  • Foreign seasonal workers (agriculture & forestry)
  • Members of religious organizations
  • Expatriates
  • German Residents

We can be your partner for certainty when abroad!

We work with language schools, au-pair agencies, embassies, international companies, brokers and travel agents with international health insurance for short and long-term stays. Intensive exchange and knowledge transfer with our partners means we can offer and implement flexible innovations.

Take advantage of our experience!

Whatever your needs or expectations for insurance, our competent staff will be happy to help you.

You can also enroll directly on line if you like.

The most popular policies are:

Care Economy

International Health Insurance for private and business trips. Coverage for up to two years.

For an online application click here

Care Expatriate

Health insurance for expatriates and long-term stays. Coverage from six months to five years

For an online application click here

Care College

Health insurance for scholars and language students. Coverage from one month to four years

For an online application click here

Care Student

Private, comprehensive health insurance coverage which was especially developed for the needs of undergraduate students, doctoral students and language school participants in Germany. It is particularly suitable as health insurance for students in Germany. Starting at the age of 12 up to 34, foreign students, school students and interns (while participating in a continuing education course/study program in Germany) may take out Care Student coverage.

For an online application click here.


Care Concept AG

Telephone (in Germany):
+49 (0) 228 - 977 35 88 or
+49 (0) 228 - 977 35 31